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Veteran? (you or spouse)
       
Smoker?
       
Pilot?
       
Scuba or Skydiver?
       
Reckless Driving or DUI offense?
       
More than 3 Moving Violations?
       
Suspended/Revoked License?
       
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LMB Insurance Services, Inc. (marketing as "LowerMyBills") is not providing or soliciting insurance and is not a licensed producer. LowerMyBills is an insurance provider matching service and is not advertising for any of the companies listed or mentioned on our site. To obtain an individual quote, fill out an insurance quote form, which will refer you to licensed insurers or agents, or contact any of the listed insurers. Advertised rates and savings are non-binding, subject to change, and based on a hypothetical customer profile that may be different than yours. Your specific rate and savings will vary based on individual circumstances, including age, gender, health, location, issuing insurer, coverage amount, time of purchase, and other factors. Advertised Rate Examples are based on the following policy information: Rates current as of the date each advertisement is placed and most recently confirmed as of 09/03/2019 (Example:$350,000 Policy for $17-20/mo for 10 year policy is for 30 year old female, living in Ohio and Non-smoker). Not all policies or insurance products are available in all states. Please contact your insurance provider for additional information, eligibility requirements and/or disclosures. LowerMyBills is not a covered entity for purposes of the Health Insurance Portability and Accountability Act of 1996 ("HIPAA"). As such, the additional privacy and security protections afforded to consumers/patients under HIPAA do not apply. Certain state laws may provide additional rights with regard to disclosure of information. If these laws apply to you, you may have additional rights and some or all of the above disclaimers, exclusions or limitations may not apply to you. $250,000 for $14/month: Example assumes a 40 year old male buying a 10 year term life insurance policy, in the Preferred Plus Underwriting Class. Example assumes a 40 year old female buying a 10 year term life insurance policy, in the Preferred Plus Underwriting Class.$500,000 Quote Disclosure: Potential Savings are calculated using a 30-year old male non-smoker in Ohio receiving a 20 year, $500,000 life insurance policy that he pays $20.53 monthly where the applicant would qualify for preferred plus rate class. Individual savings will vary as specific circumstances will affect each customer's rate and savings. For example, if this same 30-year old male was a smoker he could expect to pay 3 times as much ($61.59/month) according to Forbes.com. Calculations valid as of 03/05/20.

https://www.limra.com/globalassets/limra/newsroom/fact-tank/fact-sheets/facts_of_life_2018.pdf

Final Expense Life Insurance Policy - $10,000 Policy for $35.79/mo for immediate coverage policy is for a female, age 61, non-smoker. Not all policies or insurance products are available in all states. Please contact your insurance provider for additional information, eligibility requirements and/or disclosures.

https://www.bankrate.com/insurance/life-insurance/final-expense/